Dental Articles

Northern Dental Alliance Members, Charlie Steingas, EA, MAAA, MSPA and Rick Epple, CFP® will be co-hosting an educational seminar on Friday, November 4 at 9:00 am.

Charlie will be presenting on "How Small Business Owners Can Take Advantage of Their Size to Achieve Financial Independence Via Their Retirement Plan".

Please join us to learn more about this important topic affecting business owners.

Even if you have a business retirement plan, you will want to learn if you have the best for your circumstances.

Epple Financial Advisors, LLC. is pleased to announce that Rick Epple, CFP^®, has been selected by Dental Practice Report magazine as one of the “2011 Best Financial Advisers for Dentists” list in their April 2011 edition.

Mr. Epple is one of only three financial advisors in the State of Minnesota to be included in this year’s rankings.

By Rick Epple, CFP®, NAPFA Registered Financial Advisor

As we approach the end the first quarter of 2011, are you thinking while I have been working as a dentist for a number of years and while I make a good income, I have no idea if I am on track for retirement? How do I take control of my future?

The following process can be used to start you on your way.

> The EFA Investment Approach

There is a science of investing. The body of knowledge for this science is often grouped under the heading Modern Portfolio Theory or MPT and it all began in 1959 with the publication of Harry Markowitz's classic book "Portfolio Selection."

Markowitz would go on to win the Nobel Prize in Economics for his groundbreaking insights. This work was expanded upon by Stanford's William Sharpe (another Nobel winner), Eugene Fama, Merton Miller, and many others.

While markets are complex adaptive systems too chaotic to allow for perfect prediction or control, we have learned much about how to control risk and capture returns. There is a science of investing, which I employ to guide the investment strategy of my dentist clients.

By Rick Epple, CFP®, NAPFA Registered Financial Advisor

As we enter 2010, are you thinking, I have been working as a dentist for a number of years and while I make a good income, I have no idea if I am on track for retirement? How do I take control of my future? The following process can be used to start you on your way.

Dentists, when is a financial advisor working in your best interest? Only one of these terms, fiduciary or suitability, reflects the highest level of protection for your investments.

As a fee-only financial advisor and professional wealth building consultant, Rick Epple CFP® of Epple Financial Advisors recommends dentists understand the difference and know how to navigate to the best planner. The responsibility your advisor has to you and your financial interests should be more important than any other entity.

Tax Act Encourages Business Purchases in 2009

• Rick Epple, CFP*
• This article was originally published in Northwest Dentistry.

President Obama signed the American Recovery and Reinvestment Act (ARRA) into law on February 17, 2009. The new law includes significant incentives to encourage equipment purchasing this year. You may be asking yourself, is there any benefit to me? The short answer is "perhaps". With some quick planning and implementation, you could realize a sizeable benefit.

This upcoming course is focused on making the most out of your financial opportunities...

• Location: Renstrom Dental Studio
• Date: February 17, 2009
• Gathering Time: Appetizers 6:15 PM
• Program Time: 6:30 - 8:00 PM

To Reserve Your Spot...

CALL 1-800-747-1321 or email Jenna@renstrom.com

By Rick Epple, CFP, NAPFA Registered Financial Advisor

As the sponsor of a retirement plan, you are helping your employees achieve a secure financial future. Sponsoring a plan, however, also means that you, or someone you appoint, will be responsible for making important decisions about the plan's management. Your decision making will include selecting plan investments or investment options and plan service providers. Many of your decisions will require you to understand and evaluate the costs to the plan.

Most dentists as business owners share a variety of critical priorities, such as managing taxes, attracting and rewarding valued employees, and establishing a long-term strategy to ensure their own financial security. Fortunately, small-business owners also share an option that could help address all of those goals...

As 2008 gets underway, are you thinking I have been working as a dentist for a number of years and while I make a good income, I have no idea if I am on track for retirement. How do I take control of my future? The following process can be used to start you on your way.